Welcome to the Armed Forces Home Ownership Scheme website

Please note you are not eligible if you have LESS THAN 4 YEARS or MORE THAN 6 YEARS service.

The Armed Forces Home Ownership Scheme is a pilot scheme designed to help you buy a home to suit your needs, with some extra help to top up your mortgage. The scheme is designed specifically to provide assistance for qualifying service personnel, to purchase a home best suited to their needs, on the open market.

If you are eligible, we could lend between 15-50% of the value of the home that you choose on the open market, usually through an estate agent like any other buyer. For example, if you qualify for a mortgage of £70,000 and have a deposit available of £10,000, you could potentially purchase a property worth up to £160,000.

To be eligible you must have between 4-6 years continuous service, and be unable to afford a suitable home on your own. For more details about eligibility for the scheme, click here.

About Swaythling Housing Society

The Armed Forces Home Ownership Scheme is available only in England and is delivered through Swaythling Housing Society the appointed Scheme Agent. We will manage the scheme on behalf of the Homes and Communities Agency and the Ministry of Defence and provide after sales service.

Submit an application online now!

Find out about selling, sub-letting and remortgaging