Frequently Asked Questions

What is the role of Swaythling Housing Society?

Swaythling Housing Society has been appointed to act on behalf of the Homes & Communities Agency at a national level to market and administer the Armed Forces Home Ownership Scheme, as well as to guide the buyer through the process of buying a home through the scheme.

The role of Swaythling Housing Society is to:

carry out eligibility assessments;
assess the affordability of the first mortgage being taken out by the buyer;
refer the buyer to an independent financial adviser;
administer the scheme including the initial purchase of the homes by buyers;
collect Second Charge loan repayments, either partial or in full;
process and approve applications to port Second Charges;
collect any fee payments if applicable on the Second Charge.

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