Frequently Asked Questions

What types of homes are available?

The Armed Forces Home Ownership Scheme is available for qualifying eligible properties, which can include both

newly built properties
existing proeprties

Properties purchased must have vacant possession, be immediately habitable and in good condition.

Excluded properties include the following:

a commercial property;
a home on sale at auction;
a mobile home (including fixed homes covered by the Mobile Homes Act 1983) a caravan and a houseboat;
a home offered at a discount or on shared ownership terms by an RSL or Local Authority or other public body. This includes properties sold with a discount funded through a Section 106 agreement, except where the property has been privately funded and no other public subsidy has been used;
a plot of land on which to build;
a home which is to be built by the applicant or a Self Build group;
a property occupied by sitting tenants.

You will be required to pay for a HomeBuyers Survey Report to be carried out on the property. This is to highlight to you, and Swaythling, if there are any major works which need to be undertaken. If there are, then quotes will need to be provided to Swaythling who will ascertain whether the property is suitable for the scheme, and whether you have sufficient funds to pay for these works as necessary. Swaythling reserve the right to decline the property as being suitable for the scheme.

If you have any doubt about whether a property would qualify or not you should contact Swaythling Housing Society on 0800 028 1980 or at enquiries@afhos.co.uk.

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